Newsletters

Most Americans spend more time planning for vacations and holidays than planning for their retirement.1
1 Employee Benefit Research Insitute, 2007

Will you outlive your retirement income?  How much liability insurance should you have? Should you add stocks to your portfolio?  Are your financial expectations for the coming year realistic?

Our financial newsletters are designed to provide helpful information on a wide variety of financial topics.  Simply click on one of the newsletter topics below to read the article in its entirety.


  • November

    Free to Retire
    A variable annuity might provide a way to help you pursue your retirement goals if you don’t have the time required to develop a winning retirement strategy.

    Lock in Today’s Tax Rates
    If you expect that tax rates are going to increase, you might want to consider opening a Roth IRA.

    Diversify and Conquer
    If you dream of doing more in retirement than sipping lemonade in a rocking chair on the porch, you may want to consider the advantages of diversifying your portfolio.

    Develop a Life Plan
    An out-of-date estate conservation strategy is about as useful as none at all, but by updating your estate documents periodically, you can help protect the assets you wish to pass on to your heirs.

    Poverty and the Modern Millionaire
    Being a millionaire retiree has never really been the status quo – but now this amount may not be nearly enough to maintain even a modest retirement lifestyle.

    Sorting Long-Term-Care Myth from Fact
    What you think you know about long-term care might actually be based on myths and half-truths that could lead you to make poor decisions about the type of care that you may need.

  • August

    Reasons to Roll
    An IRA rollover is one way to give you the maximum control over your retirement assets.

    Social Security Quiz
    Test your knowledge about Social Security with this short quiz.

    Chasing Hot Performers
    As hype builds, it’s easy to get caught up in the excitement, but chasing the latest investment trends may just as easily leave an investor with a big loss.

    Afraid of Outliving Your Income?
    A split-annuity strategy is one way to help ensure a steady retirement income stream.

    Which Way to Payday?
    Even though small-business owners put a lot into their companies, including time and capital, sometimes it’s hard to determine exactly how much to take out.

    Dow Know-How
    The Dow has been on a tear for many months, recently breaking 14,000. This article looks at the Dow and explains this benchmark.

  • July

    Update Time
    Estate issues are potentially uncomfortable to contemplate, but they are a critical aspect of your overall financial situation.

    Finally, It’s For Keeps
    The 2006 Pension Protection made tax-free withdrawals from a 529 college savings plan permanent, possibly removing a potential source of uncertainty for families who are using 529 plans to help send their students to college.

    The Savings Scare That Wasn’t
    Although some economists and media outlets paint a picture of a looming savings crisis, with close to 80 million baby boomers on the cusp of retirement, you may find that the nation’s personal savings rate isn’t all that important.

    Check Your Credit Score
    Knowing your credit score and understanding its significance are important because the number can directly affect the interest rates you pay for mortgages, car loans, and credit cards.

    The Health-Care Squeeze
    The coming health-care squeeze will likely affect most Americans regardless of age, net worth, or health.